If you’re in the Pensacola area and need to find a church home then you need to check out a new website. The website is going to be all about Pensacola Churches and will provide information about various churches in the Pensacola Florida area. One of the reasons for the site is help the residents of Pensacola, Fl. find a church home.

As many of you know there are way too many churches in our towns to visit, so this website is geared to helping you visit the churches without actually visiting the churches. Each church will provide their own information about their story, events, service times, ministries, videos, and other pertinent information that may help the searcher make a decision. So if you want information on Churches in Pensacola then this site will help you out. They even provide resources to enhance your visitor experience. Happy church hunting in the Pensacola Florida area.

Foreclosures are not over running our local real estate market here in New Bern NC but they are popping up even more these days. In fact there is one in my neighborhood that would be a great buy for someone.

This house has about 1 acre of usable flat land, a swimming pool that is in ground, 3/4 bedroom, 2 bathrooms, open bonus room, 2 car garage and more.

Contact New Bern NC Real Estate for more information on this and other homes in foreclosure.

Also, People from foreign countries are taking people’s information from their websites and are posting it on Craig’s list. These people claim to be the owners of the property in the ad but they are not. In fact these scammers are out of the country so they are unable to show the home to the potential renter. See Homes in New Bern for more information. Real estate agents need to be aware of these scams. Here is an example ad.

Date: 2009-06-12, 2:53PM EDT This fabulous home was built in 2004. Bonus Room is 4th bedroom with 1/2 bath. Breakfast area, breakfast bar, formal dining room, gas fireplace with blower, laundry room, 2 walk-in closets in master suite. Hardwood floors in foyer, living & dining rooms.

Address: 203 Fishing Creek Drive City: New State: NC Zip Code: 28562 County: Craven
Close To: Ben Quinn, River Bend
Sq. Footage: 1848 Lot Size: .24 acres Basement: Slab/none Year Built: 2004

Fishing Creek Drive

• cats are OK – purrr
• dogs are OK – wooof
• Location: New Bern, NC
• it’s NOT ok to contact this poster with services or other commercial interests

The extension of the credit should inject some sales into the winter market.  Remember – October-March are the slowest sales months of the year for real estate – people like to move while school’s out and the weather’s good and this is the case for Augusta Real Estate as well.

The bottom line is that nationally, 1st Time Homebuyers accounted for only 36% of sales in 2006, see more at Augusta Real Estate and by some accounts they now account for almost 50% of all sales.  It has provided a good “bump” for sales, but it is far from the cure.

The housing crisis has its roots in the mortgage industry and predatory lending.  One required nothing more than a pulse to obtain a mortgage, and astounding products where rolled out to enable people to afford five times the home they should actually purchase.  Adjustable Rate Mortgages, Alt-A products, and sub-prime loans all caused what we’re now going through – not the lack of a “credit” for buying a home.  There is a natural order to things – we over-built, over-bought, over-spent, and over-borrowed.  Now we’re spending less, borrowing less, and only buying essentials.  Deplete the existing inventory through qualified buyers, and the market adjusts – back to another “Sellers Market.” Visit Real Estate in Augusta Georgia for more information about the market.

Artificially inflating the market with a gallon of tax credit may help in the short run, but it is not the natural order of things.  My milk has an expiration date, I’m glad the tax credit does too.